We are a group of competitive individuals who have backgrounds in technology, finance, economics, marketing, and more.
George is a finance major in the Robert H. Smith School of Business and is interested in areas where finance and technology intersect. He is the founder of Dark Sonar, a cybersecurity company specializing in cyber threat prevention. Previously, George worked at PwC’s financial markets group specializing in structured finance, working on residential mortgage-backed securities and other consumer focused asset-backed securities.
Byron is pursuing a finance and mathematics dual degree. He has varying levels of experience in accounting, consumer finance, sales and research, and data analytics. He has a strong interest in quantitative finance and plans to pursue a career in the field after obtaining a graduate degree in financial engineering.
AJ is a prospective finance major and business analytics minor. He most recently worked as a financial analyst intern at Ameriprise Financial, with a Certified Financial Planner (CFP). He also has a passion for investing and actively follows the stock market.
Our world class faculty advisors are renowned for having experience in the financial industry and have years of experience.
Julie Pavlovsky brings 15 years of professional experience including over 10 years of Wall Street experience in investment banking and equity research to her position as a lecturer and faculty advisor for the Wall Street Fellows program. Prior to joining the Finance department she was a career advisor with the Office of Career Services. Prior to joining Smith, she was with Wachovia Securities as an Associate Analyst covering healthcare stocks. Before joining Wachovia she was with ABN AMRO in the healthcare corporate finance group advising clients on a number of product areas including mergers and acquisitions, public equity offerings, and private placements. Throughout her career, Julie has advised institutional investors and the highest level of company management teams in a variety of sectors. Julie started her career as a research analyst at Cambridge Associates, an investment management consulting firm. She received her MBA from the Robert H. Smith School of Business and a BA in Government & Politics from the University of Maryland.
Karen Hallows is a fulltime lecturer in the finance department at the Robert H. Smith School of Business at the University of Maryland since August of 2011. She currently teaches business finance in the undergraduate program and will be conducting two short term study abroad programs to Chile and Nicaragua in 2015. She has published in academic and trade journals in the areas of the economics of education, financial management education, and international business education. Currently, her research is focusing on case writing in financial management. Prior to joining the Smith School, Karen was the director of the executive MBA program, academic director of executive programs, and a finance faculty member at George Mason University from 1998 - 2011. In 2009, she was awarded one of six GMU University-wide Teaching Excellence Awards and she has received several other School of Management teaching awards while at GMU. Karen has led many short-term study abroad courses to Asia, Europe, Africa and South America. Each year from 2003 - 2009, she conducted a week-long EMBA financial markets residency in New York City. She has conducted many finance executive education seminars and has provided consulting services for corporate and government participants. She served as the Academic Director of the Ford Foundation Business Journalist 4-week summer program held at the University of Missouri from 1987-2000. Karen has an undergraduate degree from Central Missouri State University, a master's degree from Purdue University and a PhD degree from the University of Nebraska.
UMD CASH is the Community of Aspiring Shareholders Club based in the Robert H. Smith School of Business at the University of Maryland. Part of the Smith Undergraduate Student Association (SUSA), we aim to educate our peers in finance through experiential means.